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As a broker we represent you, the buyer of insurance, in the world insurance market. Our role is to assist you in evaluating operating risks and in preventing financial loss to you and your stockholders.
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We do not sell insurance;rather we work with you to purchase it appropriately in an overall insurance and risk management strategy.
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Proper presentation of your risk to underwriters is crucial. Correct underwriting data, selection of markets and knowledge of market conditions result in superior quotations.
Here's what current members of our self-insured Workers Compensation
group have to say about the program:
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"When we formed our group over 5 years ago, our goal was to provide ourselves with insurance coverage at affordable prices and that would forever free us of outside market influences. In the time since, I have no doubt that this was one of the better business decisions I have made in my over fifty years in the trucking business.
A few of the highlights: We have had a very stable rate structure since the beginning and have been able to reduce rates gradually over the years.
We have had claims handling second to none. All claims are handled promptly and our company interests are always the first priority with the adjuster and all injured employees are taken good care of. We have built a solid financial base with sufficient assets to take most of the Risk out of our self insured group. And the frosting on the cake is that we have been able to return a very large amount of premium contributions back to our members." |
"The main thing about the program is that you are in with good members. This translates into loss ratios that are far below the industry average. The program is put together using the best resources available and that helps maximize dividend returns. Our Claims are closed quickly and with happy employees feeling that they have been treated fairly" |
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