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Food Products of CA Worker's Compensation Program, Inc. (FPCA)
- Accepted standard industry code (SIC) 20: meat & meat products, confectionery, dairy products and related products
- Rates can be reduced as much as 30% less than traditional insurance or State Fund rates
- Future premium savings, as well as savings from reduced administrative costs
- Improved cash flow through elimination of advanced premium payments
- Approved and regulated by California Department of Industrial Relations
- Excess and aggregate insurance coverage provided by “A” rated national insurance carrier
- State certified and approved Safety and Loss Control programs
- Improved loss experience through more effective loss prevention and loss control
- Board of Trustee participation through underwriting review and approval process
- Improved service and control through specialized Workers’ Compensation Industry professionals
- Industry specific, dedicated and experienced program administrators and claims’ management adjusters
- Long-term stability, as well as potential for dividend returns from loss and expense-fund surpluses
- Self-Insured program with 100% group surplus and interest income owned by its members