— Here's what some of the current members of our Captive have to say about the program:
"Now when brokers call me to quote, I tell them I don't plan to ever shop my insurance again. I like that I am paying premiums to myself. "
Food Express, Inc.
"I was looking for stability where I didn't constantly have to keep moving my coverages. The captive helps me smooth out the peaks and valleys"
"Time to bet on ourselves. Less time consuming as I don't need to shop my coverages every year ."
Pozas Brothers Trucking
"Here are some of the reasons we joined the captive and why we are still in the captive:
- Stable and competitive rates
- Timely renewal quotes
- Great claims handling, the best I have seen
- Outstanding safety program. Great partners, not only the other captive members, but the support team. All are the most professional group of insurance people I have done business with."
Harrison Nichols Co., LTD
"Rate structure doesn't vary, claims handling is the best I've ever dealt with, and having a say in settlements."
Keeney Truck Lines, Inc.
- 40% savings in premiums
- Easy access to affordable umbrella coverage
- Improved safety administration
- No more shopping for insurance
- Building Equity
- Better claims management
- Great group of partners
Brent Redmond Transportation
"About a 3 year sell process to get me on board. I like the people involved — both members and service providers. My traditional insurance was still pricing slightly more competitive, but I know the traditional insurance market rates will be going up in the near future. The claims handling is much better than I ever encountered before."
Aggressive Transport USA
"Excellent, excellent, excellent program in controlling my costs. I get money back and I have a say in how the company is run and how the claims are handled. In my 40 years in the trucking business, this is the most aggressive claims handling I have ever experienced."
Lee Jennings Target Express, Inc.
"I came into the captive because Liberty Mutual wanted to back charge me for workers' compensation on my owner operators. My only other option at that time was State Fund and they had done a terrible job managing my claims in the past. Now that I am in the captive, it's nice to know that I don't have to shop my insurance anymore — I get my renewal pricing 45 days before coverage expiration dates."
"I came into the captive to save money. I felt I was overspending in the conventional market.
The biggest thing I noticed is the claims handling. They get your input and approval before they pay claims. You pay as you go rather than put all your money up front or having premium finance charges myself. "
Rapid Courier & Freight, Inc.
"The main thing about the program is that you are in with good members. This translates into loss ratios that are far below the industry average. The program is put together using the best resources available and that helps maximize dividend returns. Our Claims are closed quickly and with happy employees feeling that they have been treated fairly"