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How Do Self-Insurance Groups Succeed?

The program is operated for the benefit of member businesses within their own industry

  • Members must meet strong safety, financial, experience modification and loss history criteria established by the Board of Trustees.
  • Claims are handled aggressively including fraud and subrogation. The third party claims administrator is contracted directly by the Board of Trustees who has the ability to take action if superior services are not provided. Claim Reserves are accurate and fair - no profit is built into cost.
  • In-depth Risk Management services are provided by qualified safety professionals experienced within your own industry.
  • Detailed Financial and Loss Reports are provided to all members.
  • Future rates are based on the success of the group in holding losses to a minimum



 

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